| Age | Loan Amount | Government Grant (20%) | Total Interest in 4yr | Net Gain |
|---|---|---|---|---|
| 13 | 5000 | 1000 | 17x48 = 816 | 1000 - 816 = 184 |
| 14 | 5000 | 1000 | 17x36 = 612 | 1000 - 612 = 388 |
| 15 | 5000 | 1000 | 17x24 = 408 | 1000 - 408 = 592 |
| 16 | 5000 | 1000 | 17x12 = 204 | 1000 - 204 = 796 |
| 17 | 5000 | 1000 | 17x0 = 0 | 1000 - 0 = 1000 |
| Total net gain = | 2960 |
If your investment grows at per annum, your total gain is - (25000 + 2040) =
Disclaimer: Rate of return are not guranteed. It is only for assumption purposes. Actual value can fluctuate.